Horse Event Insurance – Equine Insurance

Contact us for a no obligation Horse Event Insurance quote today!

Equine Events, Horse Show Insurance

Horse Event Insurance - Horse Show Insurance - Rodeo Jumping on Horses - Equine Insurance

One of the most important decisions when organizing a horse show or equestrian event is selecting the right insurance plan to protect show coordinators and equine facility owners in the event of an accident. Spectators, horse show participants and even volunteers are all a potential liability risk to the long term success of your horse show.

Equine Insurance can be custom tailored to meet the requirements of the horse show facility and the unique needs of your equestrian event. insures a broad spectrum of horse events including horse shows, sport horse competitions, field trials, ranch horse events, clinics and more.

We personally serve all your equine insurance needs. We understand. We’re horse owners too! The experienced staff will give you personal attention and are knowledgeable about horse owners needs. To protect your horse investment or equine related activities, we write all of our policies with only A+rated companies who have strong financial backgrounds and equine experience.



What is Horse Event Insurance?

Horse Show / Event Liability is available on a short-term or annual basis for Horse Shows or Series to insure against the risks involved in equestrian events. This coverage protects against property damage or bodily injury that may occur at horse shows, rated by the number of show days, participants and probable spectators.

Equine Event Liability

At the we provide Horse Show Insurance & Equine Event Insurance policies that provide insurance solutions for the unique needs of the rodeo, equine and livestock industries. Some of our clients include major rodeo sanctioning organizations, rodeos and livestock shows, rodeo stock contractors, and horse expositions throughout the United States.

We also provide Horse Event Insurance & Equine Insurance for rodeos, horse shows, livestock shows, roping’s, penning’s, barrel racings, horse expositions and clinics as well as many other equine and rodeo-type events. In addition, we also provide accident coverage’s tailored for your contestants,volunteer workers and in some cases attendees. If you manage, hold or sponsor Horse Shows, competitions or events, you have a public exposure that needs Horse Show Insurance & Equine Event Insurance.

Every year millions of horsemen participate in equine special events ranging from horse shows and parades to rodeos.  Finding just the right kind of equine event insurance liability can be difficult, time consuming, and costly.  At we have a specialized equestrian underwriting division that has created a comprehensive and affordable short-term or annual, liability insurance policy specifically tailored to your equestrian events and activities. We have become the “go to” site for horse show quotes and equine liability insurance.

Our staff the ability to meet the needs for almost every type of equestrian event or activity, from your standard horse show to your more out of the box style of events, such as jousting and bull fighting. This is unique to the equestrian event insurance space and is unlike most cookie cutter programs out there offered by other equine insurance companies, such as the equestrian programs offered by Markel and Equisport. Unlike some of the programs offered by other companies we have the ability to craft a specialized policy for unique equestrian risks that meet your specific equine insurance needs and location requirements. 


The Horse Event Insurance / Equine Insurance Advantage:

Our Insurance policies extends coverage to the show organizers, premises owners, show officials, committee members, judges, and volunteers; each of which can be included as additional insureds upon request if needed.  Coverage is written on an occurrence basis through an admitted “A” rated insurance company. It’s important that your equine insurance is provided by an “A” rated company with a national presence, strong financial background and established equestrian expertise. Our company offers this stability through its equestrian underwriting division, knowledgeable agents, and claims staff which can serve the unique needs of virtually any facet of the commercial equine liability insurance space. The staff takes pride in providing our customers with the best insurance protection possible, at an affordable price. We feel that every client deserves prompt, personal, and professional service!

Occurrence $1,000,000
General Aggregate $2,000,000
Aggregate Products / Completed Operations $2,000,000
Personal / Advertising Injury $1,000,000
Fire Legal Liability $300,000
Medical Payments $5,000

Additional Coverage Available

  • Stock Contractor Liability
  • Weather / Event Cancellation
  • Non-Appearance Coverage
  • Inland Marine / Equipment Coverage
  • Automobile Liability
  • Livestock Liability
  • Liquor Liability
  • Excess / Umbrella Liability

Equine Special Event Types : (NOT Limited to the below) 

  • Festivals & Concerts
  • Horse Expo’s
  • Horse Shows
  • Barrel Racing
  • BBQ’s
  • Clinics & Seminars
  • Cutting & Reining
  • Drill Team Performance
  • Gymkhanas
  • Jousting
  • Mounted Shooting /Archery
  • Parades
  • Roping Events
  • Rodeo Events
  • Bull Fighting
  • Steer Wrestling
  • Team Penning & Sorting
  • Trail Rides
  • Vaulting
  • Team Roping
  • And Many More!

Horse Insurance Quotes : Horse Event Insurance

Why do I need Horse Show/Special Event Insurance?

If you have ever organized an equestrian event, then you know how much planning is involved to make the occasion safe and successful for everyone. Even with the most careful planning, unexpected situations can arise that you might not be prepared for. Without adequate liability protection you will have to pay damages and defense costs by yourself. If the damages and costs are high enough you may suffer financial hardship or even bankruptcy.

What does the Horse Event Insurance & Equine Insurance Policy Cover?

Commercial Liability insurance is available on an annual basis or on a short-term policy for single horse shows and other equestrian events such as rodeo’s that are open to the public. This is also referred to as spectator liability. Coverage includes protection for the show organization, premise owner and show officials. The horse event insurance policy period for shows normally includes a day for move-in and a day for move-out, if needed, in addition to the actual show dates.

Our policies are specifically designed to protect your event anywhere in the United States, it’s territories or Canada. The general liability policy will typically cover you if you are negligent for a bodily injury or property damage claim. Our policies also cover the cost of defending you when a claim is made against you for your equine event or activity, up to the limit of the policy. 

Coverage is written on a full occurrence basis by an “A” rated US insurance company and is tailored to fit your specific event needs. can also add the venue, sponsors, volunteers and co-producers on your policy as additional insureds if needed. We work closely with the National organizations to provide the required coverage at recognized events.

Certificate of Insurance & Additional Insured’s

Many times, the location your event is happening at will require you to obtain a certificate of insurance and list them as an additional insured. Listing the venue or event location as an additional insured has become a new standard and is now required almost 100% of the time. A certificate of insurance is a document that shows you the coverages that you purchased for your horse show, rodeo or equestrian event /activity. A certificate of insurance will also list all of the additional insured’s that you have requested.

Additionally, a sponsor, the venue, or even the city or state will ask for an additional insured “endorsement” page on top of being listed as an additional insured on your certificate of insurance. An endorsement page is the actual endorsement made on your insurance policy that shows that the additional insured was indeed added to your policy. When someone is added to your policy as an additional insured they will be covered under your policy if your negligence causes them a loss.

Host Liquor Liability & True Liquor Liability

Providing alcohol at your special event is a great way to increase attendance and drive additional revenue, but providing alcohol also comes with additional exposures that can put your special event or even your personal bank account at risk.

Host Liquor Liability Insurance provides protection for the event holder against bodily injury or property damage suits brought by parties whose injuries arise from actions of an intoxicated event guest.  Host Liquor Liability coverage applies only if there is no transfer of money for alcohol or service/product packages that include alcohol. Alcohol must be free to the guests. If there is any money changing hands and alcohol is served, Host Liquor Liability coverage does not apply, only True Liquor Liability coverage will provide the proper protection. Host liquor liability insurance is included at no additional charge with an our Horse Event Insurance Policy.

True Liquor Liability or Dram Shop Liquor Liability Coverage provides coverage and defense for an event holder who charges for alcohol and is sued for bodily injury or property damage caused by intoxicated event guests. If there is any money changing hands and alcohol is served, True Liquor Liability coverage provides the proper protection. It also provides coverage if the event holder violates any statute, ordinance or regulation relating to the sale, gift, distribution or use of alcoholic beverages. True Liquor Liability Insurance is an optional coverage available when purchasing an equine insurance policy..

Top four reasons that Event Insurance is the best choice to provide your Horse Show Insurance /Equine Event Insurance:

1. Always Custom: 
Choose any limit and any coverage you want. 

2. Safe and Secure: never discloses our client’s private information to anyone. Privacy and confidentiality are our top concerns.

3. Simple and Straightforward:
 The broadest insurance protection specifically tailored to your event, with an easy application and quote process.

4. Friendly and Accessible:
 Call us anytime. We’re ready to answer your questions.